:root{--accent:#e8a838;--accent-dark:#c48a2a}.owner-hero{position:relative}.owner-hero .hero-cta-group{display:flex;flex-wrap:wrap;gap:15px;justify-content:center;margin-top:25px;position:relative;z-index:2}.owner-hero .hero-cta-primary{border:none;padding:15px 35px;border-radius:50px;font-weight:600;font-size:1.05rem;text-decoration:none}.owner-hero .hero-cta-secondary{background:transparent;color:#fff;border:2px solid #fff;padding:13px 30px;border-radius:50px;font-weight:600;font-size:1.05rem;transition:var(--transition);text-decoration:none}.owner-hero .hero-cta-secondary:hover{background:#fff;color:var(--primary-color)}.owner-intro-content h2{font-size:2rem;font-weight:700;color:var(--gray-800);margin-bottom:20px}.owner-intro-content .owner-intro-text{font-size:1.05rem;line-height:1.8;color:var(--gray-700)}.owner-intro-content .owner-intro-text ul{padding-left:20px;margin-top:15px}.owner-intro-content .owner-intro-text li{margin-bottom:8px}.owner-intro-image-wrapper{position:relative;border-radius:var(--radius-md);overflow:hidden;box-shadow:var(--shadow-md)}.owner-intro-image-wrapper img{width:100%;height:100%;object-fit:cover}@media (max-width:991px){.owner-intro-content h2{text-align:center}}.step-card{position:relative;height:100%;text-align:center;padding:2rem 1rem;border-radius:var(--radius-md);background-color:var(--card-bg);transition:var(--transition);box-shadow:var(--shadow-sm);border:1px solid var(--gray-200)}.step-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.step-number{position:absolute;top:-15px;left:50%;transform:translateX(-50%);width:30px;height:30px;background:var(--accent);color:#fff;border-radius:50%;font-size:0.85rem;font-weight:700;display:flex;align-items:center;justify-content:center}.step-icon{font-size:2.5rem;color:var(--primary-color);margin:10px 0 20px}.step-title{font-size:1.15rem;font-weight:700;color:var(--gray-800);margin-bottom:12px}.step-description{font-size:0.95rem;color:var(--gray-600);line-height:1.6;margin:0}.step-description ul,.step-description ol{text-align:left;padding-left:20px}.step-card::after{content:'';position:absolute;right:-30px;top:50%;transform:translateY(-50%);width:20px;height:20px;background-color:var(--accent);mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'%3E%3Cpath d='M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z'/%3E%3C/svg%3E");mask-size:contain;mask-repeat:no-repeat;mask-position:center;-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'%3E%3Cpath d='M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z'/%3E%3C/svg%3E");-webkit-mask-size:contain;-webkit-mask-repeat:no-repeat;-webkit-mask-position:center}.col-lg-3:last-child .step-card::after{display:none}@media (max-width:991.98px){.step-card::after{display:none}}.benefit-card{display:flex;align-items:flex-start;gap:1rem;padding:2rem 1rem;background-color:var(--card-bg);border-radius:var(--radius-md);border:1px solid var(--gray-200);box-shadow:var(--shadow-sm);transition:var(--transition)}.benefit-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.benefit-icon{flex-shrink:0;width:55px;height:55px;background:var(--primary-light);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;color:var(--primary-color)}.benefit-content h4{font-size:1.1rem;font-weight:600;color:var(--gray-800);margin-bottom:8px}.benefit-content p{font-size:0.95rem;color:var(--gray-600);line-height:1.6;margin:0}.calculator-section{padding:5rem 0;background:linear-gradient(135deg,var(--primary-color) 0%,var(--primary-dark) 100%);position:relative;overflow:hidden}.calculator-section::before{content:'';position:absolute;top:-30%;right:-10%;width:400px;height:400px;background:rgba(255,255,255,0.05);border-radius:50%}.calculator-section::after{content:'';position:absolute;bottom:-20%;left:-5%;width:300px;height:300px;background:rgba(255,255,255,0.03);border-radius:50%}.calculator-card{background:#fff;border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-lg);position:relative;z-index:1}.calculator-input-group{margin-bottom:20px}.calculator-input-group label{font-weight:600;color:var(--gray-700);margin-bottom:8px;display:block;font-size:0.95rem}.calculator-input-group .input-group-text{background:var(--gray-100);border:1px solid var(--gray-200);color:var(--gray-600);font-size:0.9rem}.calculator-input-group .form-control{border:1px solid var(--gray-200);padding:12px 15px;font-size:1rem;border-radius:0 var(--radius-sm) var(--radius-sm) 0}.calculator-input-group .form-control:focus{border-color:var(--primary-color);box-shadow:0 0 0 3px var(--primary-light)}.calculator-range-group{margin-bottom:25px}.calculator-range-group label{font-weight:600;color:var(--gray-700);margin-bottom:8px;display:block;font-size:0.95rem}.calculator-range-group .range-value{font-weight:700;color:var(--primary-color);float:right}.calculator-range-group .form-range{height:6px;border-radius:3px;background:var(--gray-200)}.calculator-range-group .form-range::-webkit-slider-thumb{background:var(--primary-color);width:1rem;height:1rem;border-radius:1rem;cursor:pointer;box-shadow:none}.calculator-range-group .form-range::-moz-range-thumb{background:var(--primary-color);width:1rem;height:1rem;border-radius:1rem;cursor:pointer;box-shadow:none}.calculator-result{background:var(--section-bg);border-radius:var(--radius-md);padding:25px;text-align:center;margin-top:20px}.calculator-result .result-label{font-size:0.9rem;color:var(--gray-600);margin-bottom:5px}.calculator-result .result-value{font-size:3rem;font-weight:800;color:var(--accent-dark);margin-bottom:5px}.calculator-result .result-detail{font-size:0.85rem;color:var(--gray-600)}.calculator-result .result-detail span{font-weight:600;color:var(--gray-700)}.calculator-cta{margin-top:25px;text-align:center}.calculator-cta .btn{border:none;padding:14px 35px;border-radius:50px;font-weight:600;font-size:1.05rem}.requirements-content{padding:2rem;max-width:800px;margin:0 auto;border-radius:var(--radius-md);background-color:var(--card-bg);box-shadow:var(--shadow-sm);border:1px solid var(--gray-200)}.requirements-content ul{padding-left:20px}.requirements-content li{margin-bottom:10px;color:var(--gray-700);font-size:1.05rem;line-height:1.7}.commission-card{display:flex;align-items:flex-start;gap:1rem;padding:2rem 1rem;border-radius:var(--radius-md);background-color:var(--card-bg);transition:var(--transition);box-shadow:var(--shadow-sm);border:1px solid var(--gray-200)}.commission-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.commission-icon{flex-shrink:0;width:55px;height:55px;background:var(--primary-light);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;color:var(--primary-color)}.commission-content{flex:1}.commission-content h4{font-size:1.15rem;font-weight:600;color:var(--gray-800);margin-bottom:12px;margin-top:0}.commission-content p,.commission-content ul{font-size:0.95rem;color:var(--gray-600);line-height:1.7;margin:0}.commission-content ul{padding-left:20px}.commission-content li{margin-bottom:6px}@media (max-width:575.98px){.commission-card{flex-direction:column;align-items:center;text-align:center}.commission-content ul{text-align:left}}.accordion-item{border-radius:var(--radius-sm);border:1px solid var(--gray-200);margin-bottom:12px;overflow:hidden}.accordion-button{font-weight:600;color:var(--gray-800);background:var(--card-bg);padding:18px 20px;font-size:1.05rem}.accordion-button:not(.collapsed){color:var(--primary-color);background:var(--primary-lightest);box-shadow:none}.accordion-button:focus{box-shadow:none;border-color:var(--primary-color)}.accordion-button::after{background-size:16px}.accordion-button svg{color:var(--primary-color)}.accordion-body{padding:20px;font-size:0.95rem;color:var(--gray-700);line-height:1.7;background:#fff}.accordion-body ul,.accordion-body ol{padding-left:20px}.accordion-body li{margin-bottom:6px}.cta-owner-section{padding:5rem 0;background:linear-gradient(135deg,var(--primary-color) 0%,var(--primary-dark) 100%);position:relative;overflow:hidden}.cta-owner-section::before{content:'';position:absolute;top:-40%;left:-10%;width:350px;height:350px;background:rgba(255,255,255,0.08);border-radius:50%}@media (max-width:991.98px){.owner-intro-content h2{font-size:1.6rem}.calculator-card{padding:25px}.calculator-result .result-value{font-size:2.2rem}.benefit-card{flex-direction:column;align-items:center;text-align:center}}@media (max-width:767.98px){.requirements-content{padding:20px}.commission-card{padding:20px}.accordion-button{font-size:0.95rem;padding:15px}}@media (max-width:575.98px){.calculator-card{padding:20px 15px}.calculator-result .result-value{font-size:1.8rem}}.form-builder-card{background:var(--card-bg);border-radius:var(--radius-lg);padding:2rem;box-shadow:0 1px 3px rgba(0,0,0,0.05),0 20px 40px -12px rgba(0,0,0,0.1);transition:box-shadow 0.3s ease;border:1px solid var(--gray-200)}.form-builder-card:hover{box-shadow:0 1px 3px rgba(0,0,0,0.05),0 30px 50px -15px rgba(0,0,0,0.15)}.form-icon-wrapper{width:56px;height:56px;background:var(--primary-lighter);border-radius:var(--radius-md);display:inline-flex;align-items:center;justify-content:center;margin-bottom:1.25rem;transition:all 0.3s ease}.form-icon-wrapper svg{font-size:1.75rem;color:var(--primary-color)}.form-title{font-size:1.75rem;font-weight:600;margin-bottom:0.5rem;color:var(--gray-800);background:none;-webkit-text-fill-color:initial}.form-subtitle{font-size:0.95rem;color:var(--gray-600)}.form-field-wrapper{display:flex;align-items:center;gap:1rem;background:var(--section-bg);border-radius:16px;padding:0.25rem 1rem;transition:all 0.2s ease;border:1px solid var(--gray-200)}.form-field-wrapper:focus-within{background:white;box-shadow:0 0 0 3px rgba(44,110,158,0.1)}.form-field-icon{flex-shrink:0;width:20px;color:var(--gray-600);transition:color 0.2s ease}.form-field-wrapper:focus-within .form-field-icon{color:var(--primary-color)}.form-field-content{flex-grow:1}.form-field-content .form-label{display:none}.form-field-content .form-control,.form-field-content .form-select{background:transparent;border:none;padding:0.85rem 0;font-size:0.95rem;border-radius:0;box-shadow:none}.form-field-content .form-control:focus,.form-field-content .form-select:focus{border:none;box-shadow:none;background:transparent}.form-field-content .form-control::placeholder{color:var(--gray-600)}@media (max-width:768px){.form-builder-card{padding:1.25rem}.form-title{font-size:1.35rem}.form-icon-wrapper{width:48px;height:48px}.form-icon-wrapper svg{font-size:1.5rem}}.form-check-input{width:1.2rem;height:1.2rem;margin-top:0;cursor:pointer;border:2px solid var(--gray-300)}.form-check-input:checked{background-color:var(--primary-color);border-color:var(--primary-color)}.form-check-label{font-size:0.85rem;color:var(--gray-600);cursor:pointer}.consent-wrapper{margin-bottom:1rem;padding:0.75rem;background:var(--gray-100);border-radius:var(--radius-sm)}.consent-wrapper .form-check{padding-left:2rem;margin-bottom:0.5rem}.consent-wrapper .form-check-input{margin-left:-2rem;cursor:pointer}.consent-wrapper .form-check-label{cursor:pointer;font-size:0.95rem;color:var(--gray-800);font-weight:500}.consent-wrapper .form-text{margin-left:2rem;margin-bottom:0.5rem;font-size:0.85rem;color:var(--gray-600)}.consent-documents-links{display:flex;flex-wrap:wrap;gap:1rem;margin-left:2rem;margin-top:0.5rem;padding-top:0.5rem;border-top:1px dashed var(--gray-300)}.document-link{display:inline-flex;align-items:center;gap:0.4rem;font-size:0.85rem;color:var(--gray-600);text-decoration:none;transition:color 0.2s}.document-link:hover{color:#dc3545;text-decoration:underline}.document-link svg{font-size:1rem;color:#dc3545}@media (max-width:576px){.consent-documents-links{flex-direction:column;gap:0.5rem}}.submit-btn{background:linear-gradient(135deg,var(--primary-color),var(--primary-dark));border:none;border-radius:var(--radius-md);padding:0.9rem 1.5rem;font-weight:600;letter-spacing:0.3px;transition:var(--transition);color:white}.submit-btn:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);color:white}.error-message{display:block;margin-top:0.25rem;font-size:0.75rem;color:#dc3545;clear:both}.field-error{border-color:#dc3545}.form-field-wrapper:has(.field-error){border-color:#dc3545}.smart-captcha.field-error{border:1px solid #dc3545;border-radius:12px}.toast-notification{position:fixed;top:20px;right:20px;z-index:9999;min-width:300px;max-width:400px;padding:16px 20px;border-radius:12px;background:white;box-shadow:0 10px 40px rgba(0,0,0,0.2);animation:slideInRight 0.3s ease;display:flex;align-items:center;gap:12px}.toast-notification.success{border-left:4px solid #28a745;background:#f0fdf4}.toast-notification.error{border-left:4px solid #dc3545;background:#fef2f2}.toast-notification .toast-icon{font-size:24px}.toast-notification.success .toast-icon{color:#28a745}.toast-notification.error .toast-icon{color:#dc3545}.toast-notification .toast-content{flex:1}.toast-notification .toast-title{font-weight:600;margin-bottom:4px}.toast-notification .toast-message{font-size:14px;color:#666}.toast-notification .toast-close{cursor:pointer;font-size:18px;color:#999;transition:color 0.2s}.toast-notification .toast-close:hover{color:#333}@keyframes slideInRight{from{transform:translateX(100%);opacity:0}to{transform:translateX(0);opacity:1}}@keyframes slideOutRight{from{transform:translateX(0);opacity:1}to{transform:translateX(100%);opacity:0}}